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What is a payday loan?

A payday loan is also known as a cash advance and sometimes personal loan or installment loan. It is a short-term loan usually paid back within 30 days.

How big are the loans?

Loan amounts are usually up to $1000 depending on the state where you live. Each state has different laws regarding payday lending.

When is the money delivered?

If you are connected with a lender and accept their terms, money could be in your account in as little as 24 hours.

What is the APR?

APR stands for annual percentage rate. It is the amount the loan would cost over one year. Compared to a home mortgage, a Payday loan's APR is very high.

How long is the term?

Payday loans are usually paid back in a few days or weeks. These loans are meant to help provide emergency funding and are not supposed to be used for long periods

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