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A payday loan is also known as a cash advance and sometimes personal loan or installment loan. It is a short-term loan usually paid back within 30 days.
Loan amounts are usually up to $1000 depending on the state where you live. Each state has different laws regarding payday lending.
If you are connected with a lender and accept their terms, money could be in your account within 24 hours.
APR stands for annual percentage rate. It is the amount the loan would cost over one year. Compare to a home mortgage Payday loan APR is very high.
Payday loans are usually paid back in a few days or weeks. These loans are meant for emergencies and are not suppose to be help for long periods.