Payday.Live Terms of Service

Normal LLC doing business as Payday.Live (the “Company”, or “we” or “our”) welcomes you. Your access to and use of the Site is subject to the Terms of Website Use set form in this agreement.

Please read this document carefully before accessing the site.

By using the site, you acknowledge that you have read this agreement and agree without limitation or qualification, to be legally bound by this agreement and the terms of the Payday.Live Privacy Policy. These terms contain a mandatory arbitration provision requiring you to arbitrate individually any disputes or claims you may have with us. You waive your right to participate in a class action arbitration.

If you do not agree or wish to be bound to the terms of website use, you may not use the site or access it in any way.

The company may change or make additions to this agreement at any time. Continued use of the site after such changes constitutes a agreement that you consent to these changes. You should return to this page at an interval you are comfortable with to review the current terms of use.

Eligibility

By using the site you represent and warrant that you are at least 18 years old, that you are a resident of the United States and are otherwise legally qualified to enter into a contract under applicable law. This agreement is void if prohibited in your jurisdiction.

License

We grant you non-exclusive, limited, revocable non-transferable license to make personal, non-commercial use of the site and services. This agreement can be terminated at any time. At that time this license will terminate.

Services

THE COMPANY IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. We may refer a consumer directly to a lender, or we may refer a consumer to a third-party partner who then may refer the consumer to a lender. We may share consumer application information with more than one lender and/or third-party partner. Consumers who are not connected with a lender may be directed to a third-party website, which advertises third-party products and services (for additional information, see the section concerning Third-Party Websites, below).

We do not guarantee that you will be connected with a lender or when connected that the lender will approve your loan. We cannot not guarantee the amount of a loan that a lender may or may not offer. Also, we may not connect you with a lender with the best rates or terms.

We do not charge you for this service. We receive fees from lenders and third-party partners for our referral services and advertising costs.

We are not a party to any agreement that you make with any lender. All obligation under the term of the contact between you and the lender are yours and the lenders. We do not endorse any service provided by a lender and assert that you should be aware of the all the obligation you have to the lender under the contact that you have with them. You should use your own judgement with an understanding of your own financial needs before you enter into an agreement with a lender.

To use this service you must complete the form and provide us with your personal identifying information. The information needed includes name, employment information, bank information, social security number, driver's license number, email address, telephone, addresss and possible reason for the loan, home status, paycheck information and car ownership information. By using this service you are giving up consent to transmit your information to lenders and third party partners. You also give consent to lenders and third party partners to verify your information including credit checks. You information may be stored indefinitely by the us, lenders and third party networks, whether or not you qualify for a loan. We assume no liability for lenders or third party partners that store your information. We do not have control of their systems.

Submitted Information

You warrant that all information that you provide in connection with your use of this site is truthful, current and complete.

Consent to receive email

By using this service you consent to receive email from us. You also consent to receive marketing emails from us, lenders and third party partners. You may opt out of receiving marketing emails from us by clicking here or contacting support@payday.live

By using this service you consent to receiving emails from the lenders and third party partners that we have provided your information to as part of the service. Whether you qualify for a loan or do not qualify you still consent to receiving these emails. You may opt out of receiving these emails by following the opt out instructions provided by these third parties.

Third party Websites

Our service may redirect you to third party websites. We do not control the performance of third party sites and make no warranty or endorsement of their content or services. We do not assume responsibility for any third party site, product or service or advertisement offered by any third party site. You need to use your judgement when visiting third party sites.

Disclaimer of Warranties

We provide no warranties and make no representation about the suitability of the content of this site for any purpose. This service may be interrupted at any time and may not be operating in an error-free state. The website and service is provided as is and as available. Use of the website is at your own risk. To the maximum extent permitted by applicable law, the Website and Services are provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions may not allow the exclusions of implied warranties. Check your local laws for any restrictions or limitations.

Limitations of Liability

To the maximum extent permitted by applicable law, in no event will we and our licensors (and our respective subsidiaries, affiliates, agents, directors, and employees) be liable for any direct, indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, that result from the use of, inability to use, or unavailability of the Website or Services. Your use of and browsing in the Site are at your risk. NO SUCH PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE. This limitation of liability section applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Intellectual Property

The Website contains copyright material, trade names and marks and other proprietary information, including, but not limited to, text, software, photos and graphics, and may in future include video, graphics, music and sound ('Content'). The Content is protected by copyright law, registered and unregistered trade marks, database rights and other intellectual property rights.

You may download information from the Website for your own personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without our express permission or that of the copyright owner. In the event of any permitted copying, redistribution or publication of copyright material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyright material.

Contributed Information to the Website

Any unsolicited information, in the form of communications or material that you transmit to the Site by email or otherwise, including data, questions and comments, etc, are considered non-confidential information and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by the Company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, the Company will be free to use any ideas, concepts, know-how, or techniques contained in any unsolicited communication or material that you send to the Site for any purpose whatsoever including, but not limited to developing, manufacturing and marketing products using such information.

Prohibited Uses

Your use of this website and service is restricted by the following. You shall not:

  • complete and submit an Application through automated, deceptive, fraudulent or other invalid means, including but not limited to, through manual applications, the use of robots or other automated tools, or software;
  • except as permitted by agreement, license or law, reproduce, directly or indirectly, any portion of the Website (e.g. images, photographs, text, graphics and code), or the selection, arrangement and organization thereof;
  • except as permitted by agreement, license or law, display the Website in any form, which now exists or will exist in the future, for any purpose;
  • provide false, misleading or inaccurate information on an Application or otherwise in connection with your use of the Website and Services;
  • impersonate, or otherwise misrepresent affiliation, connection or association with, any person or entity;
  • access content or data not intended for you, or log onto a server or account that you are not authorized to access;
  • attempt to probe, scan, or test the vulnerability of the Services, the Website, or any associated system or network, or breach security or authentication measures without proper authorization;
  • interfere or attempt to interfere with the use of the Website or Services by any other user, host or network; or
  • modify, reverse-engineer, decompile, disassemble or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by us in providing the Website or Services.
Any violation of this section may subject you to civil and/or criminal liability.

Mandatory Arbitration

Any controversy or claim arising out of or relating to this Agreement or the breach hereof shall be settled by Arbitration by and in accordance with the Commercial Rules of the American Arbitration Association then in effect in accordance with the laws of the State of Nevada, and the judgment upon any award rendered by the arbitrator or arbitrators may be entered in any court having competent jurisdiction thereof. The award of the Arbitrator shall be final, non-appealable and binding upon the parties hereto and their respective successors and permitted assigns

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